Recruitment of LIC Agents in Gurgaon

Gurgaon, one of the major cities in the State of Haryana and a major satellite city of Delhi is a habitat of approximately 9 lakh people today. The city has developed into a third largest financial and banking center in India, after Mumbai and Chennai. Accordingly, insurance is also a promising sector in the city. There is huge demand for insurance products in the city of Gurgaon and nearby areas viz. Pataudi, Dundahera, Farrukhnagar, Sohna, Sukhrali and Taoru. Therefore LIC; the Life Insurance Corporation of India, is recruiting agents to work in Gurgaon. Whether you are a fresher or experienced person, a working or retired one, if you are willing to become an LIC agent you can be one.


LIC offers a galore of opportunity to its agents. The first and biggest benefit that the job of an LIC agent comes with is no bar of working hours, no restriction of doing any other job or activity, no age of retirement, even retired persons can join in. As you progress in the career, LIC offers multiple benefits such as interest-free or interest-less loan for office equipment, housing loan, car loan etc. Keep reading for a brief list of benefits that LIC offers to its agents.


LIC is deemed to be one of the best equal opportunity employers in India. The company pays handsome emoluments and perks not only to its employees but to its agents too. The foremost benefits, over and above any other employment, are flexibility of working hours and days, no bar of timings, no age of retirement and no restriction on the number of jobs you may wish to continue along with your LIC agency. Together with handsome commission and perks, the job of an LIC agent becomes an unmatchable one. Some of the perks that LIC agents can avail of are:

  • Fix emolument + Attractive commission for long-term i.e. 35% of the premium in the first year of the policy + 5% every year till the maturity of the policy.
  • Several performance incentives.
  • Interest free loan for all your needs.
  • Commission to nominee in case of death of the LIC agent.
  • Retirement benefits including pension and gratuity.
  • Club memberships with multiple benefits viz.  BM Club, ZM Club, Galaxy Member, Corporate Club, The Chairman’s Club, etc.
  • International recognition in the form of Million Dollar Round Table (MDRT)

Who can apply:

There is no discrimination of any sort in the recruitment of LIC agents. The company permits every eligible candidate to apply for the agency. Even people already employed somewhere or engaged in some occupation can opt to become an LIC agent as an extra source of income. You might even avail from contacts of your current occupation to sell insurance products of LIC. Without any restriction of 9 to 5 timings, LIC sets you free to decide your own working hours. Following people can join LIC in Gurgaon:

  • Self-employed
  • College students
  • House wives,
  • Tax Practitioner
  • Sales/Marketing Professionals,
  • Brokers
  • Teachers
  • Bankers/Loan Providers
  • Accountants/Chartered Accountants
  • Consultants
  • Businessmen
  • Retired person


The criterion for selection of LIC agents is very simple and easy. The first requirement is 18 or above years of age and the second requirement is certificate of passing 10th class. If you fulfill these two requirements, you are eligible to apply for the post of an LIC agent.

If you are living in Gurgaon or any of nearby areas such as Pataudi, Dundahera, Farrukhnagar, Sohna, Sukhrali and Taoru and want to add a new source of income to your portfolio, you can apply for the post of an LIC agent in the the form given here and we will contact you for further process.


Frequently Asked Questions by Candidates willing to join LIC of India as Insurance Agent in Gurgaon

How can I become an LIC agent in Gurgaon?

Simply submit the form given above or call us at 9044336644 to join LIC as an Agent in Gurgaon for a rewarding career that gives handsome commission, royalty based income, gratuity, awards and recognition and many more. LIC offers very attractive emoluments and lucrative commission structure to the deserving candidates. There are many other performance based incentives for the promotion of candidates.

How much does an LIC agent earn?

There are many assumptions about the salary of LIC agents. Though an LIC agent does not get a fixed salary but he can earn more than a doctor or an engineer or a lawyer or any other professional. There are thousands of LIC agents who earn in lakhs per month. The statistical data suggest the average income of an LIC agent to be Rs.39,200/- to Rs.67,000/- per month. The figure varies depending upon the number of policies an agent sells and amount of premiums paid by the policy holders. Besides salary, an  LIC agent becomes eligible for several lucrative perks with the growth of his/her business. Some of the benefits include club membership, low/no interest loan, free insurance cover, gratuity and many more.

What is the minimum target for LIC agent?

The beauty of LIC Agent profile is that you yourself decide your target. You decide how much you want to earn per month or per annum. Once you decide your earning, calculate the total premium you need to generate on monthly basis to achieve your earning. For example, if you want to earn one lakh rupees a month, you need to sell insurance policies for 20,000/- premium. You can either sell one policy of 20,000 monthly premium or 4 policies of 5000/- each or 20 policies of 1000 each. This way you decide your own targets.

However, to survive your agency code, you need to do minimum 12 policies of any amount or 6 policies and 50,000/- premium or 1 Lakh premium in a year.

What is the commission of an LIC Agent?

Commission varies on various factors eg. Single premium policies give you 2% commission, regular policies upto 15 years PPT give you 28% commission and regular policies having 15+ year PPT gives you 35% commission. In the subsequent years, you get 7.5% commission in the second and third year, and from 4 th year onwards you get 5% commission till the policy premium term.

How can I apply online to become LIC Agent in Gurgaon?

If you want to join LIC in Gurgaon to earn a handsome income for life, submit the form given above or call us at 904433664. Candidates willing to become LIC Agent can apply online. Yes, now the process of LIC Agent Registration is available online. In fact the entire process of selection is conducted online only.

What is the Salary of an LIC Agent?

An LIC Agent does not get a fixed salary as such but he earn a handsome commission by way of commission on the insurance policies he sells. The commission is paid twice in a Month ie. On 1 st of every month and 16 th of every month. In the beginning, it may not come to as a salary but as you grow your career in insurance, you start getting the recurring commission for the policies you have done in the past. That way, you start getting a fixed remuneration every month which keeps growing as you generate more business month by month.

Is LIC agent a good career?

Like any other profession, LIC agency career also requires dedication, hard work, consistency, punctuality, customer service, achieving the targets, setting the new goals. Successful LIC agents of India earn in crores every year, to name few Mr. Bharat Parekh, Mr. Venkatesh Rao and many top agents of LIC of India earn in crores and have achieved a very good career as an LIC Agent.

Can I join LIC as part time agent in Gurgaon?

Yes, if you are already working somewhere or a professional, you can join LIC as a part time agent. Initially, most people join LIC as a part time and gradually once their income gets stabilized you start it as a full time agent. It is completely your decision when to make it as a full time career. An accountant would keep his agency running on part time basis only. However, as an LIC agent when you start earning more than your full time job, you should quit that job and join LIC as full time agent.

Can a government employee become LIC Agent?

No, a government employee cannot become an LIC Agent, but if you want to earn a second income by joining LIC as an agent, you can take the agency code in your spouse name or any relative’s name.

Can a Chartered Accountant join LIC as an Agent?

Due to code of ethics, a Chartered Accountant cannot become an LIC Agent, but if he wants to earn a second income by joining LIC as an agent, he can take the agency code in his spouse or relative’s name.

Who are Development Officers and who will train me in Gurgaon?

Development Officers in LIC are gazetted officers who not only train you but also act as a mentor in your career growth in LIC insurance. We assign you with top and experienced LIC Development Officer in Gurgaon who have years of experience. They will groom you, train you and make you a successful LIC agent in Gurgaon. They will always guide you and teach you on various methods to achieve various targets, club memberships, MDRT and other rewards and recognitions.

Benefits of Becoming LIC Agent