Join LIC as Insurance Agent in Kanpur

One of the metropolis cities in the state of Uttar Pradesh, Kanpur is known for its leather and textile business. Life Insurance Corporation is looking for hiring candidates for the positions of LIC agents in the city of Kanpur and any nearby location viz. Armapur, Bithoor or Chakeri, etc.. Given below is the detail of the job and anything that you might want to know about the jobs of LIC agents in Kanpur.


LIC, the top most insurance companies in India is strengthening its presence in all parts of the country. The company is an undertaking of Govt. of India and, being one of the very first insurance companies in India, enjoys largest market share in the sector. LIC leads the insurance sector in rural India too. The credit of LIC’s success goes to the contribution of its agents. LIC has been always recruiting new agents in all parts of the country and offers them very competitive incentives for their performance.

Insurance companies are offering multiple products today. The Life Insurance Corporation of India is not limited to Life Insurance only but provides various types of insurance schemes to fulfill different needs of its customers. Insurance products can be customized in terms of tenure and premium amount depending upon the existing income and future requirements of the investor.

As the market for all sorts of insurance policies is growing rapidly in the country, there is huge scope of growth for the LIC agents.


Insurance is good for the life of individuals and the government is encouraging people to buy some sorts of insurance policies to safeguard their future against any uncertainty. Government is spreading the message through all possible mediums of advertising resulting in better understanding of the importance of insurance among masses. As awareness is growing among the people about utilities of insurance, people themselves search for a good LIC agent to buy a policy thus it has become easier for the LIC agents to acquire new customers than it was a few years back.

Besides, LIC also encourages its agents to work more and earn more by doing good to the society in the form of helping people protect their future against any uncertainty. The company offers attractive emoluments and performance based benefits to the deserving candidates. If you have any doubt about your potential of growth as an LIC agent, just have a look at the list of some of the successful LIC agents given here.

Given below is a list of benefits that LIC offers to its agents:

  • Fix emolument + Attractive commission for long-term i.e. 35% of the premium in the first year of the policy + 5% every year till the maturity of the policy.
  • Several performance incentives.
  • Interest free loan for all your needs.
  • Commission to nominee in case of death of the LIC agent.
  • Club memberships with multiple benefits viz.  BM Club, ZM Club, Galaxy Member, Corporate Club, The Chairman’s Club, etc.
  • International recognition in the form of Million Dollar Round Table (MDRT)
  • Retirement benefits including pension and gratuity.

Who can apply:

LIC agents can work from their own home, shops or offices, decide their own working hours, can work part-time or full-time or even at week-ends or the way they may want to. LIC does not put any restriction of any kind on people willing to join it as an agent. Thus every individual who fulfills the basic criteria given below is a prospective candidate. You can be a fresher, student, housewife, working executive, professional, shopkeeper, teacher, tutor, trainer, retired person or any other employed or unemployed person. You are welcome to become an LIC agent.

  • Self-employed
  • College students
  • House wives,
  • Tax Practitioner
  • Sales/Marketing Professionals,
  • Brokers
  • Teachers
  • Bankers/Loan Providers
  • Accountants/Chartered Accountants
  • Consultants
  • Businessmen
  • Retired person


LIC requires its applicants to be 18+ years of age and have passed 10th class. Anyone who fulfills this requirement can apply for the job. LIC will conduct a sort of screening and orient the selected candidates about the process.

If you are living in Kanpur or any nearby location viz. Armapur, Bithoor or Chakeri, etc. just fill in the form given here and we will get back to you.


Frequently Asked Questions by Candidates willing to join LIC of India as Insurance Agent in Kanpur

How can I become an LIC agent in Kanpur?

Simply submit the form given above or call us at 9044336644 to join LIC as an Agent in Kanpur for a rewarding career that gives handsome commission, royalty based income, gratuity, awards and recognition and many more. LIC offers very attractive emoluments and lucrative commission structure to the deserving candidates. There are many other performance based incentives for the promotion of candidates.

How much does an LIC agent earn?

There are many assumptions about the salary of LIC agents. Though an LIC agent does not get a fixed salary but he can earn more than a doctor or an engineer or a lawyer or any other professional. There are thousands of LIC agents who earn in lakhs per month. The statistical data suggest the average income of an LIC agent to be Rs.39,200/- to Rs.67,000/- per month. The figure varies depending upon the number of policies an agent sells and amount of premiums paid by the policy holders. Besides salary, an  LIC agent becomes eligible for several lucrative perks with the growth of his/her business. Some of the benefits include club membership, low/no interest loan, free insurance cover, gratuity and many more.

What is the minimum target for LIC agent?

The beauty of LIC Agent profile is that you yourself decide your target. You decide how much you want to earn per month or per annum. Once you decide your earning, calculate the total premium you need to generate on monthly basis to achieve your earning. For example, if you want to earn one lakh rupees a month, you need to sell insurance policies for 20,000/- premium. You can either sell one policy of 20,000 monthly premium or 4 policies of 5000/- each or 20 policies of 1000 each. This way you decide your own targets.

However, to survive your agency code, you need to do minimum 12 policies of any amount or 6 policies and 50,000/- premium or 1 Lakh premium in a year.

What is the commission of an LIC Agent?

Commission varies on various factors eg. Single premium policies give you 2% commission, regular policies upto 15 years PPT give you 28% commission and regular policies having 15+ year PPT gives you 35% commission. In the subsequent years, you get 7.5% commission in the second and third year, and from 4 th year onwards you get 5% commission till the policy premium term.

How can I apply online to become LIC Agent in Kanpur?

If you want to join LIC in Kanpur to earn a handsome income for life, submit the form given above or call us at 904433664. Candidates willing to become LIC Agent can apply online. Yes, now the process of LIC Agent Registration is available online. In fact the entire process of selection is conducted online only.

What is the Salary of an LIC Agent?

An LIC Agent does not get a fixed salary as such but he earn a handsome commission by way of commission on the insurance policies he sells. The commission is paid twice in a Month ie. On 1 st of every month and 16 th of every month. In the beginning, it may not come to as a salary but as you grow your career in insurance, you start getting the recurring commission for the policies you have done in the past. That way, you start getting a fixed remuneration every month which keeps growing as you generate more business month by month.

Is LIC agent a good career?

Like any other profession, LIC agency career also requires dedication, hard work, consistency, punctuality, customer service, achieving the targets, setting the new goals. Successful LIC agents of India earn in crores every year, to name few Mr. Bharat Parekh, Mr. Venkatesh Rao and many top agents of LIC of India earn in crores and have achieved a very good career as an LIC Agent.

Can I join LIC as part time agent in Kanpur?

Yes, if you are already working somewhere or a professional, you can join LIC as a part time agent. Initially, most people join LIC as a part time and gradually once their income gets stabilized you start it as a full time agent. It is completely your decision when to make it as a full time career. An accountant would keep his agency running on part time basis only. However, as an LIC agent when you start earning more than your full time job, you should quit that job and join LIC as full time agent.

Can a government employee become LIC Agent?

No, a government employee cannot become an LIC Agent, but if you want to earn a second income by joining LIC as an agent, you can take the agency code in your spouse name or any relative’s name.

Can a Chartered Accountant join LIC as an Agent?

Due to code of ethics, a Chartered Accountant cannot become an LIC Agent, but if he wants to earn a second income by joining LIC as an agent, he can take the agency code in his spouse or relative’s name.

Who are Development Officers and who will train me in Kanpur?

Development Officers in LIC are gazetted officers who not only train you but also act as a mentor in your career growth in LIC insurance. We assign you with top and experienced LIC Development Officer in Kanpur who have years of experience. They will groom you, train you and make you a successful LIC agent in Kanpur. They will always guide you and teach you on various methods to achieve various targets, club memberships, MDRT and other rewards and recognitions.

Benefits of Becoming LIC Agent