Recruitment of LIC Agents in Lucknow

Lucknow, one of the renowned cities in India and capital of the state of Uttar Pradesh has evolved among top job-creating cities in India. Lucknow is renowned for its rich inheritance and the Nawabi culture.

LIC the oldest Life Insurance Company has issued application forms for the position of Life Insurance Agents for Lucknow and its nearby satellite towns Malihabad, Mohan, Kantha and Daryapur. The one who has his / her High School Certificate can apply for the same by filling the Application Form given here.

Those who want to apply for the post of LIC agents in Lucknow and surrounding towns, can fill in the form given here.


As far as employment in India is concerned, one can rely on the Insurance Sector. The growth rate of the insurance sector is high in India and Insurance business is expected to touch the US$280 billion at the end of year 2020. Approximately fifteen percent annual growth rate is expected in the Life Insurance Sector in future. In spite of having growth potential, the Insurance Sector is considered as one of the underdeveloped sectors in India and is full of growth opportunities and aspects. So the one who chooses the Insurance Sector as his bread and butter can expect a promising future ahead. Insurance Companies provide many services other than Life Insurance like Future saving Plans, Education Plans, Pension Plans etc. Income Tax saving and benefits are other attractions along with Saving Plans. That is why people prefer to invest in Insurance.

Job profile of an LIC Agent is to meet people who are willing to invest, then explain and suggest the best suited policy and available options based on their income and requirements. Also Insurance Agents can meet those people who don’t understand the importance of Insurance. They can explain and convince people to take Insurance Policies and its benefits so as to secure their tomorrow. The act of meeting people and convincing them to purchase Insurance Policy is considered to be absolutely genuine work by the government of India as a “subject matter of solicitation”.


Not only is insurance beneficial for it’s buyers, but also is a lucrative career option for agents. Insurance Agents enjoy two side benefits, on the one hand a fixed emoluments and on the other hand commission on selling an Insurance Policy. The commission is not a one time benefit earned by the Agent but also it continues till maturity of the policy. If any Insurance Agent remains stuck with the Insurance Policy Selling business then a handsome amount is earned by him/her. Every year the last sold policy’s commission is added to the present earned emoluments and commission. Also, in order to motivate Agents, Insurance Companies offer performance based bonuses, perks. They are awarded on every level of their progress so that the Agents may keep working with great enthusiasm. The key benefits what LIC Agents get are summarised below:

  • Fix emolument + Attractive commission for long-term i.e. 35% of the premium in the first year of the policy + 5% every year till the maturity of the policy.
  • Several performance incentives.
  • Interest free loan for all your needs.
  • Commission to nominee in case of death of the LIC agent.
  • Retirement benefits including pension and gratuity.
  • Club memberships with multiple benefits viz.  BM Club, ZM Club, Galaxy Member, Corporate Club, The Chairman’s Club, etc.
  • International recognition in the form of Million Dollar Round Table (MDRT)

Who can apply:

Answer to the above asked question is ‘anyone’ and ‘everyone’. So everyone is welcomed to join as LIC Agent. The students and freshers can opt this as their first career. Those who are already employed or have working experience can opt this work as their second good career. Those who have worked as receptionist, accountant, clerk, sales person, store-incharge, computer operators can enter into this business. Means those who want to add extra good income to their earnings can adopt this business. This is considered to be a good job for all/any kind of people even associated with any work, business or service. Even a retired person can do this business comfortably as an LIC Agent.

  • Self-employed
  • College students
  • House wives,
  • Tax Practitioner
  • Sales/Marketing Professionals,
  • Brokers
  • Teachers
  • Bankers/Loan Providers
  • Accountants/Chartered Accountants
  • Consultants
  • Businessmen
  • Retired person


The places for which forms are to be filled here include: Lucknow, Malihabad, Mohan, Kantha, and Daryapur. People who are 18+ and have passed their 10th can fill in the form and we will contact them back for the required process ahead.


Frequently Asked Questions by Candidates willing to join LIC of India as Insurance Agent in Lucknow

How can I become an LIC agent in Lucknow?

Simply submit the form given above or call us at 9044336644 to join LIC as an Agent in Lucknow for a rewarding career that gives handsome commission, royalty based income, gratuity, awards and recognition and many more. LIC offers very attractive emoluments and lucrative commission structure to the deserving candidates. There are many other performance based incentives for the promotion of candidates.

How much does an LIC agent earn?

There are many assumptions about the salary of LIC agents. Though an LIC agent does not get a fixed salary but he can earn more than a doctor or an engineer or a lawyer or any other professional. There are thousands of LIC agents who earn in lakhs per month. The statistical data suggest the average income of an LIC agent to be Rs.39,200/- to Rs.67,000/- per month. The figure varies depending upon the number of policies an agent sells and amount of premiums paid by the policy holders. Besides salary, an  LIC agent becomes eligible for several lucrative perks with the growth of his/her business. Some of the benefits include club membership, low/no interest loan, free insurance cover, gratuity and many more.

What is the minimum target for LIC agent?

The beauty of LIC Agent profile is that you yourself decide your target. You decide how much you want to earn per month or per annum. Once you decide your earning, calculate the total premium you need to generate on monthly basis to achieve your earning. For example, if you want to earn one lakh rupees a month, you need to sell insurance policies for 20,000/- premium. You can either sell one policy of 20,000 monthly premium or 4 policies of 5000/- each or 20 policies of 1000 each. This way you decide your own targets.

However, to survive your agency code, you need to do minimum 12 policies of any amount or 6 policies and 50,000/- premium or 1 Lakh premium in a year.

What is the commission of an LIC Agent?

Commission varies on various factors eg. Single premium policies give you 2% commission, regular policies upto 15 years PPT give you 28% commission and regular policies having 15+ year PPT gives you 35% commission. In the subsequent years, you get 7.5% commission in the second and third year, and from 4 th year onwards you get 5% commission till the policy premium term.

How can I apply online to become LIC Agent in Lucknow?

If you want to join LIC in Lucknow to earn a handsome income for life, submit the form given above or call us at 904433664. Candidates willing to become LIC Agent can apply online. Yes, now the process of LIC Agent Registration is available online. In fact the entire process of selection is conducted online only.

What is the Salary of an LIC Agent?

An LIC Agent does not get a fixed salary as such but he earn a handsome commission by way of commission on the insurance policies he sells. The commission is paid twice in a Month ie. On 1 st of every month and 16 th of every month. In the beginning, it may not come to as a salary but as you grow your career in insurance, you start getting the recurring commission for the policies you have done in the past. That way, you start getting a fixed remuneration every month which keeps growing as you generate more business month by month.

Is LIC agent a good career?

Like any other profession, LIC agency career also requires dedication, hard work, consistency, punctuality, customer service, achieving the targets, setting the new goals. Successful LIC agents of India earn in crores every year, to name few Mr. Bharat Parekh, Mr. Venkatesh Rao and many top agents of LIC of India earn in crores and have achieved a very good career as an LIC Agent.

Can I join LIC as part time agent in Lucknow?

Yes, if you are already working somewhere or a professional, you can join LIC as a part time agent. Initially, most people join LIC as a part time and gradually once their income gets stabilized you start it as a full time agent. It is completely your decision when to make it as a full time career. An accountant would keep his agency running on part time basis only. However, as an LIC agent when you start earning more than your full time job, you should quit that job and join LIC as full time agent.

Can a government employee become LIC Agent?

No, a government employee cannot become an LIC Agent, but if you want to earn a second income by joining LIC as an agent, you can take the agency code in your spouse name or any relative’s name.

Can a Chartered Accountant join LIC as an Agent?

Due to code of ethics, a Chartered Accountant cannot become an LIC Agent, but if he wants to earn a second income by joining LIC as an agent, he can take the agency code in his spouse or relative’s name.

Who are Development Officers and who will train me in Lucknow?

Development Officers in LIC are gazetted officers who not only train you but also act as a mentor in your career growth in LIC insurance. We assign you with top and experienced LIC Development Officer in Lucknow who have years of experience. They will groom you, train you and make you a successful LIC agent in Lucknow. They will always guide you and teach you on various methods to achieve various targets, club memberships, MDRT and other rewards and recognitions.

Benefits of Becoming LIC Agent