Recruitment of LIC Agents in Ludhiana

Life Insurance Corporation (LIC), one of India’s largest insurance service providers, is appointing agents in the city of Ludhiana. Anyone including fresher or experienced, self-occupied or employed, working or retired person or professional from any private or public organization, irrespective of gender, cast, color or ethnicity can submit applications. Those who have passed their 10th class and are older than 18 years are eligible to apply. Individuals from any field of operation viz. marketing, accountancy, sales or administration can join LIC without leaving their current occupation.


It’s nothing like an MLM or like products which people often ignore and even start avoiding people who persistently follow them to buy it. Insurance is a lifesaving instrument which people really need. This is something people always want to buy but need an external push to get into it. Research suggests that most of the individuals in India do not buy insurance just because of ignorance. Therefore the job of an LIC agent is to explain to them the need and use of life insurance and help them buy a right plan according to their income and future obligations.


LIC gives opportunities to earn many promotional benefits through performance. LIC has not defined any age of retirement for its agents so you can work and keep earning as long as you feel comfortable. Any individual from the city of Ludhiana can apply here. If you feel happy to meet new people and have got the ability to explain good things to others, LIC can pay you for the same. Besides, there is a long list of benefits that you can claim in the course of time. Some of them include:

  • Fix emolument + Attractive commission for long-term i.e. 35% of the premium in the first year of the policy + 5% every year till the maturity of the policy.
  • Several performance incentives.
  • Interest free loan for all your needs.
  • Commission to nominee in case of death of the LIC agent.
  • Retirement benefits including pension and gratuity.
  • Club memberships with multiple benefits viz.  BM Club, ZM Club, Galaxy Member, Corporate Club, The Chairman’s Club, etc.
  • International recognition in the form of Million Dollar Round Table (MDRT)

Who can apply:

LIC allows everyone to work as its agents. This is perhaps the only profession which you can perform well with your existing occupation. Your existing occupation can even prove beneficial to your LIC agency too as it’s something which everyone needs. Unlike other 9 to 5 jobs, LIC allows you to work as per your convenience and when your proposers are available to meet you. Following people can join LIC in Ludhiana:

  • Self-employed
  • College students
  • House wives,
  • Tax Practitioner
  • Sales/Marketing Professionals,
  • Brokers
  • Teachers
  • Bankers/Loan Providers
  • Accountants/Chartered Accountants
  • Consultants
  • Businessmen
  • Retired person


LIC has set very minimal criteria for the selection of its agents. An applicant needs to be above 18 years of age and should have passed his 10th class examination. There is no other restriction of any kind to apply for the post of LIC agent in Ludhiana.

If you are a resident of the Ludhiana city or towns of Ludhiana District that includes Doraha, Khanna, Raikot, Halwara, Jagraon, Machhiwara, Mullanpur Dakha, Sahnewal, Samrala, Sudhar, Sowadhi Kalan or Payal and willing to join a full-time or part-time job with unlimited income potential, just fill the form given here and we will contact you for necessary.


Frequently Asked Questions by Candidates willing to join LIC of India as Insurance Agent in Ludhiana

How can I become an LIC agent in Ludhiana?

Simply submit the form given above or call us at 9044336644 to join LIC as an Agent in Ludhiana for a rewarding career that gives handsome commission, royalty based income, gratuity, awards and recognition and many more. LIC offers very attractive emoluments and lucrative commission structure to the deserving candidates. There are many other performance based incentives for the promotion of candidates.

How much does an LIC agent earn?

There are many assumptions about the salary of LIC agents. Though an LIC agent does not get a fixed salary but he can earn more than a doctor or an engineer or a lawyer or any other professional. There are thousands of LIC agents who earn in lakhs per month. The statistical data suggest the average income of an LIC agent to be Rs.39,200/- to Rs.67,000/- per month. The figure varies depending upon the number of policies an agent sells and amount of premiums paid by the policy holders. Besides salary, an  LIC agent becomes eligible for several lucrative perks with the growth of his/her business. Some of the benefits include club membership, low/no interest loan, free insurance cover, gratuity and many more.

What is the minimum target for LIC agent?

The beauty of LIC Agent profile is that you yourself decide your target. You decide how much you want to earn per month or per annum. Once you decide your earning, calculate the total premium you need to generate on monthly basis to achieve your earning. For example, if you want to earn one lakh rupees a month, you need to sell insurance policies for 20,000/- premium. You can either sell one policy of 20,000 monthly premium or 4 policies of 5000/- each or 20 policies of 1000 each. This way you decide your own targets.

However, to survive your agency code, you need to do minimum 12 policies of any amount or 6 policies and 50,000/- premium or 1 Lakh premium in a year.

What is the commission of an LIC Agent?

Commission varies on various factors eg. Single premium policies give you 2% commission, regular policies upto 15 years PPT give you 28% commission and regular policies having 15+ year PPT gives you 35% commission. In the subsequent years, you get 7.5% commission in the second and third year, and from 4 th year onwards you get 5% commission till the policy premium term.

How can I apply online to become LIC Agent in Ludhiana?

If you want to join LIC in Ludhiana to earn a handsome income for life, submit the form given above or call us at 904433664. Candidates willing to become LIC Agent can apply online. Yes, now the process of LIC Agent Registration is available online. In fact the entire process of selection is conducted online only.

What is the Salary of an LIC Agent?

An LIC Agent does not get a fixed salary as such but he earn a handsome commission by way of commission on the insurance policies he sells. The commission is paid twice in a Month ie. On 1 st of every month and 16 th of every month. In the beginning, it may not come to as a salary but as you grow your career in insurance, you start getting the recurring commission for the policies you have done in the past. That way, you start getting a fixed remuneration every month which keeps growing as you generate more business month by month.

Is LIC agent a good career?

Like any other profession, LIC agency career also requires dedication, hard work, consistency, punctuality, customer service, achieving the targets, setting the new goals. Successful LIC agents of India earn in crores every year, to name few Mr. Bharat Parekh, Mr. Venkatesh Rao and many top agents of LIC of India earn in crores and have achieved a very good career as an LIC Agent.

Can I join LIC as part time agent in Ludhiana?

Yes, if you are already working somewhere or a professional, you can join LIC as a part time agent. Initially, most people join LIC as a part time and gradually once their income gets stabilized you start it as a full time agent. It is completely your decision when to make it as a full time career. An accountant would keep his agency running on part time basis only. However, as an LIC agent when you start earning more than your full time job, you should quit that job and join LIC as full time agent.

Can a government employee become LIC Agent?

No, a government employee cannot become an LIC Agent, but if you want to earn a second income by joining LIC as an agent, you can take the agency code in your spouse name or any relative’s name.

Can a Chartered Accountant join LIC as an Agent?

Due to code of ethics, a Chartered Accountant cannot become an LIC Agent, but if he wants to earn a second income by joining LIC as an agent, he can take the agency code in his spouse or relative’s name.

Who are Development Officers and who will train me in Ludhiana?

Development Officers in LIC are gazetted officers who not only train you but also act as a mentor in your career growth in LIC insurance. We assign you with top and experienced LIC Development Officer in Ludhiana who have years of experience. They will groom you, train you and make you a successful LIC agent in Ludhiana. They will always guide you and teach you on various methods to achieve various targets, club memberships, MDRT and other rewards and recognitions.

Benefits of Becoming LIC Agent