Recruitment of LIC Agents in Surat

One of the most developed cities in the state of Gujarat in India, Surat has made a niche among the top diamond polishing hubs in the world. It is also famous for the textile industry here. One of the leading insurance service providers LIC is inviting candidates to apply for the position of agents in Surat and its nearing satellite towns Jalalpur, Jalalpore, Navsari, Delwara, Sisodra, Matwad, Matvad, Dabhel, At, Lachpur, Lajpur, Vesma, Sachir, Sachim, Sachin, Nausari, Navasari, Nosari, Panar, Palsana, Sonwari, Astgam and Dalawari. Anyone can apply for the post by filling required detail in the form given here.


Insurance is a very promising sector in terms of employment in India. The insurance industry is growing rapidly in the country. This sector is expected to reach US$280 billion by the end of year 2020. Life Insurance sector is expected to grow by 14-15 percent per annum in the coming time. Despite the given growth potential insurance is still among the most underserved sectors in India hence is full of huge growth prospects. Thus anyone who opts for employment in the insurance sector can expect a promising future ahead.

Insurance companies are not limited to selling only life insurance today but offer a lot many other insurance options such as future saving plans, education plans, pension plans and many others. Attractive Income Tax saving and benefits other than saving options have made insurance a preferred investment for every household today. Job of an LIC agent is to reach the customer willing to buy insurance, explain to him about the available options depending upon his/her own existing income and future requirements. However, insurance agents can also reach someone for the sake of explaining the importance of insurance and ask him/her to buy one for better tomorrow. There is nothing wrong in persuading people to buy insurance as it’s a ‘subject matter of solicitation’ approved by the government of India.


While insurance is beneficial for its buyers, it’s a lucrative career option for agents too. Insurance agents earn both fixed emoluments plus commission on sales which does not last with selling of a policy but continues with it till its maturity. Thus every policy that an insurance agent sells adds a new stream of revenue to his flow of income and turns into a big lasting fountain as he/she grows in this profession. Insurance companies also offer performance based bonuses and perks to agents on every level of progress to reward their efforts and boost their morale to do more. Some of the key benefits of working as an LIC agent include:

  • Fix emolument + Attractive commission for long-term i.e. 35% of the premium in the first year of the policy + 5% every year till the maturity of the policy.
  • Several performance incentives.
  • Interest free loan for all your needs.
  • Commission to nominee in case of death of the LIC agent.
  • Retirement benefits including pension and gratuity.
  • Club memberships with multiple benefits viz.  BM Club, ZM Club, Galaxy Member, Corporate Club, The Chairman’s Club, etc.
  • International recognition in the form of Million Dollar Round Table (MDRT)

Who can apply:

The very simple option of the above question can be ‘anyone’ or ‘everyone’. So anyone is equally welcomed to join LIC as an agent. This is a good first career plan for any fresher or a student. This is a good second career option for anyone already working or has worked in any of the industries at any post such as receptionist, accountant, clerk, sales person, store incharge, computer operator or any. This is a good extra income generation source for anyone already employed in another job. This is a good occupation for anyone engaged in any business or service. Even any retired individual is equally welcomed to join LIC as an agent.

  • Self-employed
  • College students
  • House wives,
  • Tax Practitioner
  • Sales/Marketing Professionals,
  • Brokers
  • Teachers
  • Bankers/Loan Providers
  • Accountants/Chartered Accountants
  • Consultants
  • Businessmen
  • Retired person


The only criteria LIC wants its agents to fulfill is 18+ years of age and certificate of passing 10th class. We are enlisting persons willing to become an LIC agent in Surat and nearby satellite towns Jalalpur, Jalalpore, Navsari, Delwara, Sisodra, Matwad, Matvad, Dabhel, At, Lachpur, Lajpur, Vesma, Sachir, Sachim, Sachin, Nausari, Navasari, Nosari, Panar, Palsana, Sonwari, Astgam and Damlawari. Just express your interest by filling in the given form and we will contact you back for further needful process.


Frequently Asked Questions by Candidates willing to join LIC of India as Insurance Agent in Surat

How can I become an LIC agent in Surat?

Simply submit the form given above or call us at 9044336644 to join LIC as an Agent in Surat for a rewarding career that gives handsome commission, royalty based income, gratuity, awards and recognition and many more. LIC offers very attractive emoluments and lucrative commission structure to the deserving candidates. There are many other performance based incentives for the promotion of candidates.

How much does an LIC agent earn?

There are many assumptions about the salary of LIC agents. Though an LIC agent does not get a fixed salary but he can earn more than a doctor or an engineer or a lawyer or any other professional. There are thousands of LIC agents who earn in lakhs per month. The statistical data suggest the average income of an LIC agent to be Rs.39,200/- to Rs.67,000/- per month. The figure varies depending upon the number of policies an agent sells and amount of premiums paid by the policy holders. Besides salary, an  LIC agent becomes eligible for several lucrative perks with the growth of his/her business. Some of the benefits include club membership, low/no interest loan, free insurance cover, gratuity and many more.

What is the minimum target for LIC agent?

The beauty of LIC Agent profile is that you yourself decide your target. You decide how much you want to earn per month or per annum. Once you decide your earning, calculate the total premium you need to generate on monthly basis to achieve your earning. For example, if you want to earn one lakh rupees a month, you need to sell insurance policies for 20,000/- premium. You can either sell one policy of 20,000 monthly premium or 4 policies of 5000/- each or 20 policies of 1000 each. This way you decide your own targets.

However, to survive your agency code, you need to do minimum 12 policies of any amount or 6 policies and 50,000/- premium or 1 Lakh premium in a year.

What is the commission of an LIC Agent?

Commission varies on various factors eg. Single premium policies give you 2% commission, regular policies upto 15 years PPT give you 28% commission and regular policies having 15+ year PPT gives you 35% commission. In the subsequent years, you get 7.5% commission in the second and third year, and from 4 th year onwards you get 5% commission till the policy premium term.

How can I apply online to become LIC Agent in Surat?

If you want to join LIC in Surat to earn a handsome income for life, submit the form given above or call us at 904433664. Candidates willing to become LIC Agent can apply online. Yes, now the process of LIC Agent Registration is available online. In fact the entire process of selection is conducted online only.

What is the Salary of an LIC Agent?

An LIC Agent does not get a fixed salary as such but he earn a handsome commission by way of commission on the insurance policies he sells. The commission is paid twice in a Month ie. On 1 st of every month and 16 th of every month. In the beginning, it may not come to as a salary but as you grow your career in insurance, you start getting the recurring commission for the policies you have done in the past. That way, you start getting a fixed remuneration every month which keeps growing as you generate more business month by month.

Is LIC agent a good career?

Like any other profession, LIC agency career also requires dedication, hard work, consistency, punctuality, customer service, achieving the targets, setting the new goals. Successful LIC agents of India earn in crores every year, to name few Mr. Bharat Parekh, Mr. Venkatesh Rao and many top agents of LIC of India earn in crores and have achieved a very good career as an LIC Agent.

Can I join LIC as part time agent in Surat?

Yes, if you are already working somewhere or a professional, you can join LIC as a part time agent. Initially, most people join LIC as a part time and gradually once their income gets stabilized you start it as a full time agent. It is completely your decision when to make it as a full time career. An accountant would keep his agency running on part time basis only. However, as an LIC agent when you start earning more than your full time job, you should quit that job and join LIC as full time agent.

Can a government employee become LIC Agent?

No, a government employee cannot become an LIC Agent, but if you want to earn a second income by joining LIC as an agent, you can take the agency code in your spouse name or any relative’s name.

Can a Chartered Accountant join LIC as an Agent?

Due to code of ethics, a Chartered Accountant cannot become an LIC Agent, but if he wants to earn a second income by joining LIC as an agent, he can take the agency code in his spouse or relative’s name.

Who are Development Officers and who will train me in Surat?

Development Officers in LIC are gazetted officers who not only train you but also act as a mentor in your career growth in LIC insurance. We assign you with top and experienced LIC Development Officer in Surat who have years of experience. They will groom you, train you and make you a successful LIC agent in Surat. They will always guide you and teach you on various methods to achieve various targets, club memberships, MDRT and other rewards and recognitions.

Benefits of Becoming LIC Agent